Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants.
R
Topic
repay
/repay-quotes-and-sayings
2
Quotes
Topic Summary
About the repay quote collection
The repay page groups 2 quotes under one canonical topic hub so readers and answer engines can cite a stable source instead of fragmented search results.
Topic Feed