Kalifer Deil

On Intelligence:Intelligence will not make you rich unless your intelligence is about getting rich. Corollary: Intelligence will lead one to to appreciate things that cost money over things that make money. Corollary: Being a genius is antithetical to being successful unless you're a genius at being successful. Corollary: Being intelligent does not make you rich but it can keep you from being poor. Corollary: Intelligence leads to interests, mostly not gainful. Corollary: Intelligence is like molasses, with effort, it goes where you put it.Rubbers are best for those who refuse to use them. Corollary: Intelligence adds but stupidity multiplies. Corollary: Reverse evolution is the new norm.Only luck can save one from one's own stupidity.Only idiots regard a second chance the same as the first.The higher the IQ, the greater the chance of self-deception.Still waters are often shallow puddles.

On Loyalty:Loyalty is warranted only when it's been earned.Misplacing loyalty is like signing blank checks.