Jo Bonner

At many points during our nation's history, there have been times - known in our history textbooks as 'panics' - when adverse conditions affecting the financial and economic sectors of the country have caused individuals to hoard more than they need.

Never in our country's history have we witnessed a natural disaster that has impacted so many people in such a wide area. In fact, as of the writing of this column, millions of people along the Gulf Coast have been displaced from their homes in a period of only five days.