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She planted that terror of debt so deeply in her children that even now, in a changed economic pattern where indebtedness is a part of living, I become restless when a bill is two days overdue. Olive never accepted the time-payment plan when it became popular. A thing bought on time was a thing you did not own and for which you were in debt. She saved for things she wanted, and this meant that the neighbours had new gadgets as much as two years before we did.

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...May I have this damaged bunch for two cents? Speak strongly and it shall be yours for two cents. That is a saved penny that you put in the star bank...Suffer the cold for an hour. Put a shawl around you. Sai, I am cold because I am saving to buy land. That hour will save you three cents' worth of coal... When you are alone at night, do not light the lamp. Sit in the darkness and dream awhile. Reckon out how much oil you saved and put its value in pennies in the bank. The money will grow. Someday there will be fifty dollars and somewhere on this long island is a piece of land that you may buy for that money.

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Betty Smith

A Tree Grows in Brooklyn

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You do not need to be a millionaire to feel successful or be successful. Financial wealth is only one of many possible indicators of success. However, to achieve your dreams and life goals you__e going to need money. And making it requires financial planning and goalsetting. I do not know of any successful person who has been able to simply ignore their finances.

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Nigel Cumberland

100 Things Successful People Do: Little Exercises for Successful Living

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It__ okay to experience the flow of all emotions; however, if we get caught up in feeling pity for others and take on the responsibility of being their __avior_, we often take away their power to __ave_ themselves. If I see someone as __essed up_ then I am projecting my __essed up_ vibration onto them, so I am unable to hold space. Yet, if I already view them as whole, well, and beautiful _ then I am able to be a vibrational key (vessel of Spirit) that uplifts their energy so that it may come into alignment with being whole, well, and beautiful. It__ not that I do any of the healing; I__ simply a mirror reflecting acceptance and loving them for exactly who they are, right where they are. That is all that is ever truly asked of us, to accept and to love.

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And I read something else," Jacob goes on. "There was this discussion of the story of Cain and Abel, from the Bible. After Cain kills his brother, God says, 'The bloods of your brother call out to me.' Not blood. Bloods. Weird, right? So the Talmud tries to explain it.""I can explain it," says William. "The scribe was drunk.""William!" cries Jeanne. "The Bible is written by God!""And copied by scribes," the big boy replies. "Who get drunk. A lot. Trust me."Jacob is laughing. "The rabbis have a different explanation. The Talmud says it's 'bloods' because Cain didn't only spill Abel's blood. He spilled the blood of Abel and all the descendants he never had.""Huh!""And then it says something like, 'Whoever destroys a single life destroys the whole world. And whoever saves a single life saves the whole world."There are sheep in the meadow beside the road. Gwenforte walks up to the low stone wall, and one sheep--a ram--doesn't run away. They sniff each other's noses. Her white fur beside the ram's wool--two textures, two colors, both called white in our inadequate language. Jeanne is thinking about something. At last, she shares it. "William, you said that it takes a lifetime to make a book.""That's right.""One book? A whole lifetime?"William nods. "A scribe might copy out a single book for years. An illuminator would then take it and work on it for longer still. Not to mention the tanner who made the parchment, and the bookbinder who stitched the book together, and the librarian who worked to get the book for the library and keep it safe from mold and thieves and clumsy monks with ink pots and dirty hands. And some books have authors, too, like Saint Augustine or Rabbi Yehuda. When you think about it, each book is a lot of lives. Dozens and dozens of them."Dozens and dozens of lives," Jeanne says. "And each life a whole world.""We saved five books," says Jacob. "How many worlds is that?"William smiles. "I don't know. A lot. A whole lot.

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Adam Gidwitz

The Inquisitor's Tale: Or, the Three Magical Children and Their Holy Dog

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I__ LOSING FAITH IN MY FAVORITE COUNTRYThroughout my life, the United States has been my favorite country, save and except for Canada, where I was born, raised, educated, and still live for six months each year. As a child growing up in Waterloo, Ontario, Canada, I aggressively bought and saved baseball cards of American and National League players, spent hours watching snowy images of American baseball and football games on black and white television and longed for the day when I could travel to that great country. Every Saturday afternoon, me and the boys would pay twelve cents to go the show and watch U.S. made movies, and particularly, the Superman serial. Then I got my chance. My father, who worked for B.F. Goodrich, took my brother and me to watch the Cleveland Indians play baseball in the Mistake on the Lake in Cleveland. At last I had made it to the big time. I thought it was an amazing stadium and it was certainly not a mistake. Amazingly, the Americans thought we were Americans.I loved the United States, and everything about the country: its people, its movies, its comic books, its sports, and a great deal more. The country was alive and growing. No, exploding. It was the golden age of life, liberty, and the pursuit of happiness. The American dream was alive and well, but demanded hard work, honesty, and frugality. Everyone understood that. Even the politicians.Then everything changed.Partly because of its proximity to the United States and a shared heritage, Canadians also aspired to what was commonly referred to as the American dream. I fall neatly into that category. For as long as I can remember I wanted a better life, but because I was born with a cardboard spoon in my mouth, and wasn__ a member of the golden gene club, I knew I would have to make it the old fashioned way: work hard and save. After university graduation I spent the first half of my career working for the two largest oil companies in the world: Exxon and Royal Dutch Shell. The second half was spent with one of the smallest oil companies in the world: my own.Then I sold my company and retired into obscurity. In my case obscurity was spending summers in our cottage on Lake Rosseau in Muskoka, Ontario, and winters in our home in Port St. Lucie, Florida. My wife, Ann, and I, (and our three sons when they can find the time), have been enjoying that __bscurity_ for a long time. During that long time we have been fortunate to meet and befriend a large number of Americans, many from Tom Brokaw__ __reatest Generation._ One was a military policeman in Tokyo in 1945. After a very successful business carer in the U.S. he__ retired and living the dream. Another American friend, also a member of the __reatest Generation_, survived The Battle of the Bulge and lived to drink Hitler__ booze at Berchtesgaden in 1945. He too is happily retired and living the dream. Both of these individuals got to where they are by working hard, saving, and living within their means. Both also remember when their Federal Government did the same thing.One of my younger American friends recently sent me a You Tube video, featuring an impassioned speech by Marco Rubio, Republican senator from Florida. In the speech, Rubio blasts the spending habits of his Federal Government and deeply laments his country__ future. He is outraged that the U.S. Government spends three hundred billion dollars, each and every month. He is even more outraged that one hundred and twenty billion of that three hundred billion dollars is borrowed. In other words, Rubio states that for every dollar the U.S. Government spends, forty cents is borrowed. I don__ blame him for being upset. If I had run my business using that arithmetic, I would be in the soup kitchens. If individual American families had applied that arithmetic to their finances, none of them would be in a position to pay a thin dime of taxes.In this connection I witnessed what I consider to be t