Substituting the discount rate for the ever increasing chance of death and a dollar for joy, joy today is worth more than joy tomorrow.

Success is relative. We shouldn't compare the financial success between a person born into riches and the one born into abject poverty.

You will never learn to fly unless you jump!

Freedom and wealth is an outcome of __ime_; the most precious asset that we all possess. Time however is a variable to each individual as our actions from our choices determine the longevity and returns from this asset. To maximize the return on this asset is determined by the energy that we put forth in developing our financial education, relationships and health.

(_) my money guy Richard is going without a tie now, like a politician who wants to appeal to the suffering common man (or perhaps every morning his firm takes the ties and shoelaces away from the brokers and financial planners to keep them from offing themselves)

As you give to fund God's needs, are you forced to trust Him to provide for yours? That's what a growing faith is about. And over the long haul, it's not enough just to commit to a percentage. Growth means reviewing your giving goals and occasionally increasing the percentage you give.